Customizable Limited Medical Benefit Plans
Limited Medical Benefit plans may include any of the following benefits:
Outpatient Benefits
- Office Visits
- Outpatient Lab & X-Ray
- Outpatient Surgery
- Anesthesia
- Embedded Life Insurance
- Telemedicine
- Critical Illness
- Accident Coverage
Inpatient Benefits
- Hospital Confinement
- Intensive Care Unit (ICU)
- Inpatient Surgery
- Anesthesia
- Emergency Room Services
These plans are fully customizable plans that match the employee’s benefit needs and affordability, while meeting the employer’s financial expectations. These plans offer first-dollar benefits that are guaranteed to issue with no pre-existing condition limitations. It is important to remember that these plans offer a specific schedule of benefits that are paid on a “per day” basis. These plans are also considered “excepted benefits” under the Affordable Care Act but do not protect against the ACA penalties.
