Customizable Limited Medical Benefit Plans

Limited Medical Benefit plans may include any of the following benefits:

Outpatient Benefits

  • Office Visits
  • Outpatient Lab & X-Ray
  • Outpatient Surgery
  • Anesthesia
  • Embedded Life Insurance
  • Telemedicine
  • Critical Illness
  • Accident Coverage

Inpatient Benefits

  • Hospital Confinement
  • Intensive Care Unit (ICU)
  • Inpatient Surgery
  • Anesthesia
  • Emergency Room Services

These plans are fully customizable plans that match the employee’s benefit needs and affordability, while meeting the employer’s financial expectations. These plans offer first-dollar benefits that are guaranteed to issue with no pre-existing condition limitations. It is important to remember that these plans offer a specific schedule of benefits that are paid on a “per day” basis. These plans are also considered “excepted benefits” under the Affordable Care Act but do not protect against the ACA penalties.

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